Financial Literacy in the High School Classroom Mini-Course


Return to: ETAP 623 Spring 2019

Return to: Stephanie Rivera Portfolio Page


Welcome to Financial Literacy in the High School Classroom Mini-Course

In this course, we will explore real-world mathematics application in the high school classroom. We will focus primarily on financial literacy.

Things to consider:

  1. What is financial literacy?
  2. What are the essential skills that young adults need/need to know in order to be financial aware?
  3. Do you think most young adults manage their money effectively?

The overall goal of this mini-course is to give educators information, strategies, and tools to promote financial literacy and awareness within the high school setting. Too often, students are graduating high school without any idea of how to be financially independent. They are either heading off to college, workforce, or taking time off. Do they truly know the results/outcomes of their actions? Probably not. It is imperative that they gain the information needed to set themselves up in a way that maximizes their potential and success. While this course may seem mostly math and business related, any educator could partake in this mini-course. All subjects could benefit from the material and implement it within their classroom.


This course is organized into four mini units including two lessons each. Lesson headings and objectives are listed below.

In order to be successful in this course please be prepared to read, watch, partake in all discussions listed throughout each unit. By the end of this mini-course, you will have all the information needed to create a mini project regarding financial literacy that can be used within a high school classroom.

I recommend using google docs for recording any information from this course. It is easily accessible and shareable with all members of this course.

Unit 1: What is Financial Literacy and How Can it be Implemented in a High School Classroom?

Unit 1 Objective: Participants will learn and understand the need to educate students on financial literacy in the classroom.

Lesson 1: What is financial literacy?

Lesson 1 Objective:
Participants will be able to define and explain their understanding of financial literacy.

Lesson 2: How Can Financial Literacy be Implemented in the Classroom?

Lesson 2 Objective: Participants will be able to identify ways to implement financial literacy in the classroom.

Unit 2: What Elements of Financial Literacy are Most Essential to Provide Young Adults?

Unit 2 Objective: Participants will explore various elements of financial literacy and be able to determine the most essential aspects that are important to share with high school students.

Lesson 1: What Kinds of Professional Development for Educators is Necessary in Financial Literacy?

Lesson 1 Objective:
Participants will be able identify what sorts of teacher professional development is needed in order to be able to provide proper instruction in financial literacy.

Lesson 2: Why Do We Need to Implement Financial Literacy in High School?

Lesson 2 Objective: Participants will examine a case study, provide an analysis, and discuss a solution(s).

Unit 3: Exploring Debt and Ways to Manage it?

Unit 3 Objective: Participants will understand and explore debt to income ratio, credit score, and worthiness.

Lesson 1: Why are Young Adults Indebted?

Lesson 1 Objective:
Participants will explore and discuss why young adults are indebted to many and struggling to achieve financial stability.

Lesson 2: Why Have Financial Circumstances of Young Adults Drastically Changed Over the Years?

Lesson 2 Objective: Participants will examine young adult consumer finances.

Unit 4: How Can We Be A Part of the Improvement Plan?

Unit 4 Objective: Participants will explore financial choices and plans for the future of students.

Lesson 1: How Can We Foster Successful Personal Finance Abilities?

Lesson 1 Objective:
Participants will explore the choices that young adults face post graduation, and the pros and cons to their decisions.

Lesson 2: Final Project

Lesson 2 Objective: Participants will peer review each others rough draft project.

Participants will make all necessary changes to their project for final submission.